824 South Clear Lake Drive

Fremont, IN
$ 1,999,000 Beds 3 Baths 2 Sq 1,468 Virtual Tour
Monthly Estimate* How much can I afford?

*TWO UPDATED TURNKEY COTTAGES* 824 & 825 S. Clear Lake Dr. There truly is no place like Clear Lake, and this rare two-cottage property captures everything that makes life here unforgettable. Set along the coveted south shore with 46 feet of frontage, a firm sandy swimming bottom, panoramic blue-water views, and front-row seats to spectacular sunsets, the property offers 6 bedrooms, 4 baths, approximately 3,800 square feet, and separate living spaces for family & friends. Completely taken to the studs and reimagined just two years ago, the lakefront cottage (824) feels fresh, refined, and entirely connected to the water. Massive windows pull the lake into nearly every moment, while white oak flooring adds warmth throughout the open interior. The gorgeous kitchen was designed with timeless finishes, and the main-floor primary suite includes a beautifully appointed bath with marble flooring. Three bedrooms and two full baths provide comfortable accommodations, while the walk-out lower level offers laundry, abundant storage, and direct access to the lake. An expansive waterfront deck creates an incredible setting for slow mornings, sunset dinners, and long summer evenings overlooking the lake. Nearly everything in the front cottage is just two years old, including the windows, siding, roof, deck railings, white oak flooring, whole-house water filtration system, and water softener. New stairs lead to the water, where a newer concrete seawall and pier complete the shoreline. The back cottage (825) adds another three bedrooms, two baths, & finished basement, giving guests a space that feels entirely their own. Its main-floor primary suite opens through sliders to a private backyard, while the finished basement provides a second family room. Upstairs, 2 charming bedrooms, full bath, and a flexible loft currently used as an office and additional sleeping area make thoughtful use of every inch. The exterior was freshly painted in 2026. Both homes are meticulously decorated, and furnishings are included. With six parking spaces, a roadside parking pad, driveway, and garage, hosting a full house is refreshingly easy. Clear Lakes more than 800 acres of spring-fed blue water, Kasota Islands sandy beaches, full-service marina, and private yacht club are all part of the experience. Begin making Clear Lake memories today!

Single Family

  • Price
  • $ 1,999,000
  • City
  • Fremont
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • STEUBEN
  • Half Bathrooms
  • 0
  • Area
  • Clear Lake
  • Lot Size
  • 0.29 Acres
  • Zip
  • 46737
  • Sqr Footage
  • 1,468
  • Year Built
  • 1978
  • Taxes
  • $ 8121
  • Style
  • Cabin/Cottage
  • MLS#
  • 202634767
Listed By: Alison Rhinehart with Regan & Ferguson Group; Off: 260-207-4648
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Lower
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities Breakfast Bar,Built-In Bookcase,Ceiling Fan(s),Ceilings-Vaulted,Closet(s) Walk-in,Countertops-Solid Surf,Deck on Waterfront,Detector-Smoke,Disposal,Dryer Hook Up Electric,Eat-In Kitchen,Foyer Entry,G
Status Active
Full Baths 2
Bathrooms 2
Year Built 1978
New Construction No
Subdivision Fountain Beach
Style One Story
Township Clear Lake
Class RESIDENTIAL
Type Site-Built Home
Age 48
FIPS Code 18151
Associated Document Count 7
REO No
Status Active
Auction Y/N No
Annual Taxes 8121.74
Area Steuben County
Location Lake
High School Fremont
City Fremont
School District Fremont Community
Assoc. Dues Frequency Not Applicable
Architectural Style Cabin/Cottage
Total Sq Ft 2355
Elementary School Fremont
Middle School Fremont
Legal Description Fountain Beach 3rd Add Lot 48 & Pt Nw1/4 Sec 29 .14A (C) Rear Fountain Beach 3rd Lot 48
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202634767
Agent First Name Alison
Agent Last Name Rhinehart
DOM 24
Tax Year 2026
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Outside Entrance Only,Unfinished
Fireplace(s) 1
Flooring Hardwood Floors
Kitchen Length 18
Laundry Room Width 8
Laundry Room Length 14
Kitchen Width 11
Beds 3
Total Rooms 5
Fireplace Living/Great Rm
Living Room Width 17
Living Room Length 20
Full Baths Main 2
Total Finished SqFt 1468
Basement Y/N Yes
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 11
2nd Bedroom Length 9
2nd Bedroom Level Main
2nd Bedroom Width 9
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 9
Above Grade Finished SqFt 1468
Below Grade Unfin. SqFt 887
Living/Great Rm Level Main
Basement Material Poured Concrete

Exterior Features

Exterior Vinyl,Cement Board
Water Frontage 46
Driveway Concrete
Pool No
Waterfront Lake
Garage Length 27
Garage Width 14
Lot Size Area 12632
Lot Dimensions 130x49x130
Lot Description Waterfront,Lake
Fence None
Garage SqFt 378
Water Features Walk to Lake Access,Boat Lot
Well Type Private
Water Name Clear Lake
Approx. Lot Size Acres 0.29
Garage Capacity 1
Off Street Parking Y/N Yes
ROOF MATERIAL Shingle
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kendalville, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Fremont Elementary School
Middle School Fremont Middle School
High School Fremont High School

Price History

8/25/2026 Listed $1,999,000

Property vs Zip Code Average in 46737

Price
AVG $570K
$2M
Taxes
AVG $2,153
$8,121
Year Built
AVG 1967
1978
Visits
AVG 55
33
Data Provided by Inside Real Estate®

Areas That We Cover

824 South Clear Lake Drive Fremont, IN is a Single Family Home for sale at $1999000 with 1468 sqft and a lot size of 0.29 Acres Acre(s). 824 South Clear Lake Drive Fremont has 3 bedrooms, 2 baths and was built in 1978. The property's zip code is 46737 which is in Fremont, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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